Introduction 3
Who is the target reader? 3
Companies covered by the Payment Card Competitor Tracker 3
Product, Services and Innovation 5
Roundup of the key developments in January 2008 5
Mobile trials and the launch of a 'green' product are among the most interesting developments in January 5
ANZ Bank 5
Australia: ANZ launches mobile phone banking 5
Bank of America 5
US: Bank of America announces expansion of NASCAR Banking Program 5
Bank of Montreal 6
Canada: Bank of Montreal extends global money transfer service 6
BBVA 6
Europe: BBVA launches Gold 3 MasterCard 6
Capital One 6
US: Capital One unveils personalized card service 6
Citigroup (incl. Diners Club) 6
Poland: Citi Handlowy issues medical pre-paid card 6
UAE: Citibank introduces co-branded debit card 7
UK: Citi launches easyJet MasterCard 7
GE Money 7
Australia: GE Money launches green credit card 7
JP Morgan Chase 7
US: Chase launches co-brand with Office Depot 7
MasterCard 8
Global: MasterCard launches Optimiser business and public sector procurement service 8
RBS 8
UK: NatWest and RBS launch e-statement service 8
Unicredit Group 8
Austria: Uncredit announces SEPA compliant services 8
US Bancorp 9
US: US Bank and MasterCard launch mobile payment pilot 9
M&A, Partnerships and Organic Growth 10
Roundup of the key developments in January 2008 10
January was quiet in terms of M&A, but several interesting partnerships were announced 10
American Express 10
US: Heartland Payment Systems and American Express sign agreement 10
US: American Express and Nova enter partnership 10
Bank of America 11
China: Bank of America relocates Asia card services executive 11
Bank of Montreal 11
Canada: Bank of Montreal opens new branches 11
Barclaycard 11
UK: Barclaycard partners with Spendvision 11
BNP Paribas 11
Libya: BNP Paribas and Sahara Bank launch strategic partnership 11
Discover 12
US: Discover announces contactless acceptance in vending machines 12
Erste Bank 12
Austria: Erste Bank to offer Tchibo/Eduscho promotions with products 12
Elavon 12
UK: Elavon and One Cost announce charity donations based on processing volumes 12
First Data 12
Europe: First Data receives approval over deal with AIB 12
Germany: First Data to provide prepaid card processing for Cadooz 13
US: First Data Partners with Desert Schools Federal Credit Union 13
GE Money 13
India: GE Money appoints India CEO 13
Grupo Santander 13
Spain: Banco Santander agrees to sells headquarters 13
HSBC 13
UK: VocaLink to manage HSBC ATMs in convenience stores 13
KBC 14
Belgium: KBC Group announces changes to executive committee 14
RBS 14
UK: RBS signs ATM advertising deal 14
Société Générale 14
France: Société Générale and La Banque Postale sign understanding 14
TSYS 14
US: Synovus completes TSYS spin-off 14
UniCredit Group 15
Ukraine: Bank Austria Creditanstalt acquires major share in Ukrsotsbank 15
US Bancorp 15
US: American Express and Nova enter partnership 15
US: NOVA purchases Southern DataComm 15
Visa 15
US: IBC Bank and Visa sign debit agreement 15
Westpac 15
China: Westpac opens branch office in Shanghai 15
APPENDIX 17
Methodology 17
Further reading 17
Ask the analyst 17
Datamonitor consulting 17
Disclaimer 17
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